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Gulzadeh M. is 46 years old. She is married and has two daughters. She is a very active woman. Six years ago she started her business of raising cattle. She now has 3 cows. She sells the animals after fattening them. She sells the animals to the local market and to local restaurants. With the income she generates she provides a better quality of life for her children. Her children are her main responsibility.

Despite recent success, since her business is still quite small, it doesn't generate enough income for the whole family. Gulzadeh would like to request a loan so she can expand her business and thereby increase her family's income. She will use the profit generated from the business to repay the loan on time. She is asking for a loan of $1200 for the term of 15 months. She will use the loan to buy two more young cattle, which she will sell when they are fully grown. The well-being of Gulzadeh’s family and her business are in your hands.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,919,450
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Gulzadeh to purchase two calves.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 26, 2009
Feb 13, 2009
Currency Exchange Loss:
Jul 1, 2010