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Sandra Mercedes
Sandra L. is a woman known for being a very good shopkeeper who sells clothing and backpacks of all types in her section of the Central Market in the city of Chinandega. Her business has been developing in a satisfactory way thanks to her many efforts. She is now looking for support from Kiva partner Ceprodel in order to purchase backpacks. As it is the beginning of the year her sales will increase because school classes are starting, and it is important to have enough merchandise to offer in order to satisfy her clients.
View original language description ↓

Sandra L. es una dama que se ha caracterizado por ser una muy buena comerciante de venta de ropa y mochilas de todo tipo atendiendo en su tramo en el Mercado central de la ciudad de Chinandega.

El negocio ha venido desarrollándose satisfactoriamente gracias a sus esfuerzos múltiples. Hoy en dia ha buscado el apoyo en Ceprodel para la compra de las mochilas debido a que es inicio de año y por esto las ventas se incrementan por iniciar las clases escolares y es importante tener bastante mercadería para ofrecer y de esta forma satisfacer la necesidad de los clientes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Sandra Mercedes purchasing backpacks.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Jan 14, 2009
Feb 14, 2009
Currency Exchange Loss:
Apr 15, 2009