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Thérèse
Thérèse K. is 55 years old and married to Archile ASSIGNANME. They have three children named Aurelien, Jeanne, and Léa. It’s been thirty years since she started selling pagnes (traditional Beninese clothing) and jewelry. Currently she also sells mobile phone cards and shoes. Loan income has enabled her to buy a motorbike, which she rented out each day to a taxi-moto driver, who then reimburses her. In the future, she would like to start selling pagnes and jewelry wholesale.


Alidé means “there is always a path for the poorest” in Benin’s local language of Fon. Benin is a small West African country located next to Nigeria and has a per capita GDP of $1,500. Alidé offers special loans to highly vulnerable people at an interest rate of 0%. It is part of a group that is soon launching a micro health insurance program.

View original language description ↓

La signification d’ALIDé en langue locale du Bénin, le Fon, est « un chemin existe toujours pour les plus pauvres ». Le Bénin est un petit pays de l’Afrique d’Ouest à coté du Nigeria où le PIB par habitant est à $1,500. ALIDé offre les prêts spéciaux a 0% d’intérêt aux gens très vulnérables et il est dans un groupe qui lancent bientôt un programme de la microassurance santé.

K. Thérèse a 55 ans et elle s’est mariée avec ASSIGNANME Archile. Ils ont trois enfants qui s’appellent Aurelien, Jeanne, et Léa. Ca fait 30 ans qu’elle a commencé de vendre les pagnes, une vêtement traditionnelle béninoise, et les bijoux. Actuellement, Thérèse vend aussi les cartes de recharges et les chaussures. Le revenu de crédit lui a permis d’acheter une moto. Elle a loué la moto quotidiennement à un chauffeur qui travaille comme un taxi moto et qui lui rembourse. Dans le futur, elle voudrait commencer par vendre les pagnes et les bijoux en gros.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 506.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD