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Champ De Victoire Group
In this Group: Charles, Béatrice, Mélanie, Titi, Mariane, Blanche, Anne*, Yvette, Sophie, Ngalula, Marie, Adeline*, Marie, Eugene, Buima, Kitambala, Nsanga*, Elise, Herady, Kindongo, Marie, Matungu, Patricia, Nicole, Kundila, Mamie, Sandra, Souza, Bibiche*, Ruth, Christianne, Flory, Nicole
* not pictured
Charles sells salted fish imported from Angola. He started his first business running a telephone booth and selling beverages outdoors in 2000. His beginning capital was US$ 250. With hard work and determination, his business prospered and in 2004 he was able to rent a place for his business and move it indoors.

In 2005, that building was sold by the owner and Charles had to move out and look for another place to do business. Unfortunately, his new place was located in an area where he was not known. So, he had to start building up a new customer base. As Charles’ goods did not match the needs he saw in that area, he changed his business and became a salted fish seller.

Charles is now well-known and liked in this new area. He has been with Hope DRCongo since 2007. Since that time, his business has prospered, and the loans he has received have helped him rent a well-located business place. He makes about US$ 80 in profit each week. His working capital is US$ 600.

Charles is 42 years old, married, and the father of four children, aged between 1 and 17 of whom two go to school. His ambition is to become a salted fish wholesaler in his new area.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 19
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,444,600
    Funds lent in using Kiva
  • 670.2
    Congo/Kinshasa Francs (CDF) = $1 USD

Success!! The loan was 100% repaid

A portion of Champ De Victoire Group's $4,750 loan helped a member to rent a place and move his business indoors in order to avoid the heavy rain and the strong sun.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 4, 2009
Feb 11, 2009
Currency Exchange Loss:
Jul 15, 2009