Julio N. lives in the zone of Pasankeri, on the western side of the city of La Paz. He lives in his own home with his wife Maria Laura and their two daughters. Julio is retired from the teaching profession, and his wife works as an assistant in private construction.
With previous loans, Julio was able to build a foundation of reinforced concrete and two well-finished rooms. This loan is to completely finish the two rooms (painting, electrical wiring and plugs etc.), located on the ground floor of the house.
This is the twelfth time that he has sought a loan, and the socioeconomic analysis classified him favourably as eligible for a new loan.
El señor Julio N. vive en casa propia, en la zona de Pasankeri, ladera oeste de la ciudad de La Paz con su esposa, la señora Maria Laura y sus dos hijas.
El señor Julio es rentista del magisterio de esta ciudad y su esposa es ayudante en construcciones particulares.
Con anteriores créditos, el señor Julio realizo la construcción de una loza de hormigón armado y la construcción de dos habitaciones en obra fina.
El crédito es para la conclusión de la obra fina (pintado, ingreso de de luz eléctrica, enchufes, etc.) de las dos habitaciones que se encuentran en la planta baja de su casa.
Esta es la doceava vez que solicita préstamo y el análisis socioeconómico realizado la califican favorablemente y puede acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.