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Sayohat
Problems and money shortages never defeated Sayohat, who has always looked for a way to get past obstacles and continue to improve her situation. Sayohat is an extremely hard-working and energetic woman. She is 39 years old, married and the loving mother of three children. Sayohat started her own business because her husband’s salary was not enough for their family expenses. For more than 5 years, she has operated a store where she sells kids' and women’s clothing. Her store is well known, and people love to visit because it's clean, tidy, and run by someone who is very kind and thoughtful. Sayohat hopes that her store will keep growing so that she can maintain a comfortable life for her family especially for her children. To make that possible, she has applied for a new loan that she will use to buy more clothing to sell. With this purpose Sayohat requests $1000 USD for the term of 10 months. She promises to repay the loan in time and thanks everyone supporting her.



More about Tajikistan and IMON International



Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road; the end of Alexander the Great's rule; and its famous great thinkers, philosophers, scientists and poets as Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.



But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.



IMON's History


Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $1,388
    Average annual income
  • 262
    View loans »
    Tajikistan Loans Fundraising
  • $28,720,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sayohat purchasing new clothing in order to increase the range of goods to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 3, 2009
Listed
Feb 11, 2009
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2010