Amina is the daughter of A. and lives in the first district of Kabul, Afghanistan. She lives together with her husband and two of her children who are students. Her husband has a metal shop. He is a hard-working man and tries to give his family a comfortable life and educate their children. Amina wants to take an individual loan of 42,000 Afghani for a term of 12 months. Through the loan, her husband wants to expand his business and to buy some essential tools which can make his work easier.