The members run a variety of businesses such as food sales, cosmetics, snacks, beverages, spare parts, groceries, and brick-making.
They typically work as traveling saleswomen, selling door-to-door, at local markets, and also from their own homes.
The members need different loan amounts such as 300.00 Peruvian soles, 600 soles, etc., totaling 7,800.00 Peruvian soles worth of loans to the cooperative bank.
Their loan funds will be invested into the purchase of plates, pots, sugar, rice, milk, cosmetics, onion, carrots, sweaters, tops, and a variety of fruits.
The members’ dreams including seeing their children continue with their educations, expanding and improving their businesses, and owning their own homes.
Las socias realizan diferentes negocios como la venta comidas, cosméticos, golosinas, bebidas, repuestos, abarrotes en general y fabricación de ladrillos.
Sus ventas lo realizan de manera ambulatoria, reparten de casa en casa, en los mercados y también en sus viviendas.
Las socias necesitan diferentes montos de prestamos como 300 soles, 600soles, haciendo un total de 7,800 soles de prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra de platos, ollas, azúcar, arroz, leche, cosméticos, cebolla, zanahoria, chompas, polos y frutas variadas.
Los sueños de las socias son que sus hijos continúen sus estudios, ampliar su negocio, tener casa propia.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid