The members have different businesses like selling groceries in general, food, fruit, cereals, clothes, selling animals and in agriculture.
In Dolores's case she lives with her partner, is 30 years old and has 2 kids. Dolores dedicates herself to cultivating cress and carob beans which she later sells in the basic supply market in the city of Ayacucho. Moreover, Dolores has a small workshop making clothes.
In the case of Juliana, she is married and is 40 years old with 5 kids. Juliana sells clothes in the different markets of the region, and in the markets she buys animals and cereals which she sells in the markets in the city of Ayacucho.
The members need different loan amounts like 300 soles, 600 soles, 1050 soles, making a total of 6,450 soles in loans for the Community Bank.
Their loans will be invested in buying seeds, potatoes, material, aprons, skirts, rice, sugar, noodles and fruit.
The members' dreams are to educate their kids, improve their homes, have guinea pig farms and to increase their lands' production.
Las socias realizan diferentes negocios como la venta abarrotes en general, comida, frutas, cereales, ropa, venta D. animales y la agricultura.
Como es el caso D. Dolores que es conviviente, tiene 30 años y 2 hijos, Dolores se dedica a la agricultura D. alfalfa, arverja que luego comercializa en el mercado D. abastos D. la ciudad D. Ayacucho. Además Dolores tiene un pequeño taller D. confección D. prendas D. vestir.
Mientras que Juliana es casada, tiene 40 años y 5 hijos, Juliana venD. ropa en las diferentes ferias D. la región, y D. las ferias compra animales y cereales que comercializa en los mercados D. la ciudad D. Ayacucho.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 1050 soles, haciendo un total D. 6,450 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. semilla, papa, telas, mandiles, faldas, arroz, azúcar, fideo, frutas.
Los sueños D. las socias son educar a sus hijos, mejorar sus viviendas, tener una granja D. cuy y aumentar la producción en sus tierras.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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