Atta Y. is 60 years old. She is married and the mother of eight children. Currently all her children are independent with the exception of her youngest, who is in school. She was born and lives in Koforidua in the Ashanti region of Ghana.
She loves selling goods, the business through which she makes her living. She has been selling bags of maize and cola for thirty years to support her family. Maize is a popular cereal food that supplies carbohydrates in diets. Cola is purchased mostly by the northerners in Ghana. It is not known what it does for the body but most people chew and enjoy it. She takes delivery of stock directly from farmers. This enables her to avoid middlemen who buy from the farmers and resell to her at higher prices. With this loan, she wants to buy maize and cola in bulk to serve her customers. She hopes to use part of her profit to support her home and business. Atta belongs to a village bank called ‘Yesu edinkunim’ which means God is Victorious.