Yaa A. is 50 years old. She is married and has four children. All her children have finished junior high school and are now working. She lives with her husband in Koforidua, a suburb of Offinso, in the Ashanti region of Ghana. Yaa is an achiever and a resourceful mother. She loves selling goods, the business through which she makes a living.
Yaa has sold bananas and plantains by the roadside in Koforidua for more than ten years. She treks to surrounding villages in the community to purchase bulk stock of bananas and plantains from the farmers. Yaa buys the unripe bananas in bulk and covers them with plantain leaves in the bush. She leaves them there until they are ripe, when she gets them and sells them to her customers.
Because she lacks adequate working capital, she is not able to buy enough stock to make enough profit to support her family. With the loan, she wants to purchase bulk supplies of bananas and plantains so she can scale up her sales. She wants to use part of the profit to support her children.
Yaa belongs to a village bank called ‘Chance’.