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Maria Isabel
Doña Maria is 46 years old and lives in Villa libertad with her two sons. Her 24 year old son is fianncially independent, and her 19 year old is in school. Maria's husband works as a machine operator at a company in the industrial park. Maria sells clothing, shoes, and soft drinks. She started this business with the liquidation of her former job. This loan will be used to invest in inventory, including clothes and shoes to sell to her clients. Maria sells on credit and layaway, and because of this a loan from Afodenic is very beneficial and will keep her business running. She plans to expand her inventory in order to help her son finish school so that he can be a professional.
View original language description ↓
Doña Maria tiene 46 años de edad, habita en Villa libertad, con dos hijos de 19 y 24 años de edad, el mayor es independiente y el otro estudia, su esposo se desempeña como operario de maquina en una de las empresas de zona franca. La sra. Maria vende ropa, zapatos y refrescos, negocio que inicio con una liquidación de su trabajo anterior, con esta solicitud que esta haciendo es para invertir en inventario en la compra de ropa y zapatos para ofertar a su clientela. Vende al contado y al crédito quincenal, para ella es de mucho beneficio este préstamo que le otorga Afodenic para mantener su negocio. Sus planes es poder hacer crecer su inventario para poder poder ayudar a su hijo a terminar los estudios para que sea un profesional

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,823,475
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Maria Isabel buy clothes and shoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 6, 2009
Feb 12, 2009
Currency Exchange Loss:
Sep 15, 2009