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Estelita T. lives with her family in Barangay Lapogan in Tumauini, Isabela. She is 48 years old and married to a farmer named Eugenio T.. They have five children: Elbino, who is 30 years old but unfortunately wasn't able to finish his college course; Edward, a 28-year-old high school graduate who is now working as a driver; Elizabeth, who is 26 years old, married, a high school graduate, and the only girl among the five children; Ernesto, the fourth child, who is a 23-year-old elementary graduate like the youngest child, Enrico, who is 22 years old. Estelita happily shared that her family is bonded with love and that they live harmoniously.

Estelita wants a loan of $150 to finance their passenger tricycle's daily operation since it is their only daily source of income while they are waiting for the harvest season. Some of the loan will also be used to provide for their needed farming inputs. Their tricycle is being operated alternately by her two sons Ernesto and Enrico.

Estelita is so thankful that her children are very responsible, although they have no interest in pursuing their studies any more. At times, Estelita envies her neighbors whose children were able to finish college and had the chance to seek better jobs, unlike her children, who just settled in their simple life.

Eselita believes in the golden rule, “Don’t do unto others what you do not want others do unto you.” Therefore, Estelita said, she must always be friendly and should maintain her good relationships to her neighbors and fellow men in the village.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 858
    View loans »
    Philippines Loans Fundraising
  • $63,374,250
    Funds lent in using Kiva
  • 47.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Estelita finance the daily operation of their passenger tricycle and farming needs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2009
Feb 11, 2009
Currency Exchange Loss:
Aug 15, 2009