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Ms. Bernadette D. is from EKPE, a small village in Ouémé County. She is 30 years old and never attended school, though at an early age, she was placed with a tutor in Cotonou and helped her with selling various goods: fresh eggs and pagnes (colorful West African cloth). After a few years, she left her tutor for her mother in the countryside and remained there until her marriage to Mr. Celestin AZOGA. Today she is the mother of three children, one of whom is in school. With financial help from her husband and mother-in-law, she got started on her own selling: charcoal, condiments, vegetable oil, red palm oil, and gasoline. She is requesting a loan to bolster her business.
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Originaire d'EKPE ,un petit village du département de l'Ouémé, Dame D. Bernadette est âgée de 30 ans; elle n'a jamais fréquenté école et est placée dès son jeune enfance chez une tutrice à Cotonou. Elle aida cette dernière dans la vente de divers articles :oeufs frais,pagnes.Quelques années plus tard,elle quitta sa tutrice pour sa mère au village et y resta jusqu'à son mariage avec AZOGA Celestin.Elle est mère de trois (3) enfants dont 1 seul scolarisé. Elle s'est mise à son propre compte avec l'aide financière de son mari et sa belle mère .Elle vend divers articles:charbons,condiments,huile végétale,huile rouge,pétrole.Elle sollicite un prêt pour renforcer son activité.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 512.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Bernadette supplies: 40 sacks of charcoal, 1 drum of vegetable oil (25 liters), and a drum of gasoline (25 liters).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 20, 2009
Feb 6, 2009
Currency Exchange Loss:
Dec 15, 2009