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Karibea Group
In this Group: Happy, Gloria, Mary, Rehema, Zainab, Tesekelege, Fadhil, Elisiana, Christopher, Iddy, Lila, Saidi, Nduka, Haifa, Rose , Fatuma
Happy S., age 35, is single. She has a tailoring business which she started in 2007, and she works daily from 8am until 8:30pm. She is able to earn a monthly profit of around US$ 222.

This will be Happy’s third loan from Tujijenge Tanzania. She used the previous loans to expand and improve the tailoring business and has repaid the loans successfully. She now hopes for a third loan to further expand the business.

Happy will share this loan with her loan group, Karibea, which totals 16 members. The members of the group hold each other accountable in paying back their loans. In the picture, Happy is second from left, seated, in pink.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,327.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Karibea Group's $3,200 loan helped a member to expand her sewing business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 29, 2009
Feb 9, 2009
Currency Exchange Loss:
Jun 15, 2009