Lotufaamanatu is 38 years old and has six children. Four of the children are in school, and Lotufaamanatu’s income from the taro crop is critical to keeping current with the children’s school fees and supplies. Lotufaamanatu and her husband work together to raise taro for sale at the local markets. Her husband does most of the farming, while Lotufaamanatu is responsible for hauling the product to market and ensuring they receive good prices for their crop. She is confident in her business skills and is thus applying for a small loan to help her purchase another small plot of land in order to expand the taro plantation.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.