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Eben O. B. is married and has 2 children. He has received schooling through senior high. Eben sells groceries and other food supplies at Nyankumasi post office near Cape Coast, which he has done for about 4 years. His wife is a petty trader.

Eben uses his income to pay for the children's school fees, rent, utility bills and other financial expenses. Eben will use the loan to purchase more groceries to meet the increase in demand by his customers. With the new profits from his expanded business, Eben plans to reinvest for the expansion of his business selling groceries.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Eben purchase more groceries to meet the increase in demand.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 22, 2009
Feb 7, 2009
Currency Exchange Loss:
Dec 24, 2009