N. Mary is the leader and a founding member of the Kyakuwa group in Senyi. She is married with 6 children. She cares for them as well as two other relatives, and pays for the schooling of all of them. Mary farms and sells bananas and her other crops at the local market. She is requesting a loan to increase her kiosks inventory, and to increase the production of her farm.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.