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Soam S., 23, is married and lives with her husband in Battambang province. She grows various kinds of vegetables and oranges and sells them at the market to earn approximately US$ 2 in profit every day, while her husband Horm Sokhum, 30, pictured here, is a construction foreman and makes US$ 6 a day. This couple has one little child. Mrs. Soam is asking a loan to purchase a motorbike for her husband to use for his commute to work. This will reduce the cost that he spends every day on public transportation.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Soam to purchase a motorbike for transport for her husband.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2009
Feb 6, 2009
Currency Exchange Loss:
Oct 20, 2009