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P., 46, lives in Pursat province, Cambodia where she has owned a plot of land since 1979. She grows different kinds of crops like rice, vegetables and some fruit trees.

She is a good mother of four children: two are students and the other two are helping with their parents' work. She is married to Nhang, age 45, who also sells firewood that depends on carving from the forest.

In view of the fact that crop growing is P.'s main source of income to sustain her family’s living conditions, and in order to help her meet the hard physical labor demands of cultivating, P. is applying for a loan to buy water buffalo to use for plowing the fields.

(P.'s husband is pictured.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • 4,140.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Mam to buy water buffalo to use for plowing the fields.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2009
Feb 8, 2009
Currency Exchange Loss:
Sep 15, 2009