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Marisol
Marisol V. is 40 years old and single. She has two children: a son, 17, who is in his 5th year of secondary school, and a daughter, 4, who is in the 3rd year of preschool. Her partner sells electrical appliances. She wants to increase her inventory so she can improve business and provide a selection of products for her customers to choose from. Her dream is to give her children a good start so they can have a promising future; it is very important to Marisol that her children be professionals. She wants to grow her business and open a store where she'll have more space for her clientele and her merchandise.

She's been in business for 4 years, selling everyday products like undergarments, shirts, pants, shorts and sandals. Marisol went into her own business because she needed take responsibility for the household expenses. She searched for the right kind of work and settled on selling clothing in general, but decided to start small by visiting friends and neighbors with items like undergarments, pants, and shirts. In addition to this humble profession, Marisol works in a hospital as a nurse. She has not had sufficient income, and has worked hard to achieve her goals so she can give her children what they need. Thus far she has succeeded in keeping up both careers, despite how little time she has. She has a strong desire to overcome, although she has done so only through great sacrifice. Marisol is seeking a loan for working capital, to buy inventory; she needs to search for better merchandise in different areas such as Managua and Chinandega.
View original language description ↓
La Señora Marisol V. tiene la edad de 40 años, su estado civil es casada, Doña Marisol tiene 2 hijos con las siguientes edades 1 varón de 17 años de edad y cursa el 5 año de secundaria y una mujer de 4 años de edad y cursa el 3 nivel de preescolar, su compañero de vida labora en la venta de electrodoméstico, sus propósitos son de aumentar su mercadería ya que así lograra mejorar su negocio por lo que sus clientes tendrán una variedad para escoger productos, sus sueños son de sacar adelante a sus hijos para que tengan un futuro prometedor ya que es importante para Doña Marisol que sus hijos sean unos profesionales, sus deseos son de aumentar el negocio para convertirlo en una tienda donde tendrá mas espacio para recibir a sus clientes y podrá mostrar su mercadería.

La actividad económica a la que se dedica es la venta de mercadería en general como: ropa interior, camisas, pantalones, shorts y sandalias, el tiempo que tiene de poseer su negocio es de 4 años, Doña Marisol inicio por cuenta propia ya que tenia que hacerse responsabilizarse por los gastos de su casa razón que la impulsa a buscar la manera de trabajar por lo que decide comprar ropa en general pero inicio con poco como: ropa interior, pantalones y camisas y decide visitar a sus vecinos y amigos por lo que además de poseer esta humilde profesión labora como enfermera en un hospital por lo que no tenia los suficientes ingresos y ha trabajado fuertemente para lograr sus objetivos y para darle a sus hijos lo que ellos necesitan y hasta los momentos ha logrado mantener ambos trabajos a pesar del poco tiempo que tiene ya que los deseos de superación son muy fuertes aunque es algo que solo se logra con sacrificios como lo ha logrado Doña Marisol, el financiamiento es para capital de trabajo ya que esta destinado para la compra de mas mercadería por lo que tiene que recurrir a los diferentes departamentos como: Managua, Chinandega en busca de mercadería mas favorable.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 179
    View loans »
    Nicaragua Loans Fundraising
  • $23,196,575
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Marisol working capital.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 30, 2009
Listed
Feb 7, 2009
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2009