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Djiguissémè Group
In this Group: Dicko , Mariama , Seydatou , Aminata
The members of this Djiguissémè group have an average age of 27 and on average 3 children. They are all married and live in polygamous families in the village of Zogofina, prefecture of Ségou (fourth administrative region of the Republic of Mali). The members of the group know each other because they are neighbors in the village or are related to each other by marriage. They learned of Soro Yiriwaso from the women of Zogofina Wêrê who are in the same businesses as they are and have been in the system for several years. Fascinated by the process of loan reimbursement, they managed to join the loan program 3 years ago. They are currently on their 5th loan, after having reimbursed the preceding ones correctly.

This loan will be used to buy 7 sacks of rice and 38 wagon loads of firewood. They buy their rice at the weekly fair at the big open-air market of Ségou and their firewood in Songnebougou and Bounoubougoula. The rice is sold in the marketplace in Médine and out of their homes in the village, whereas the firewood is sold door-to-door around Ségou for cash, retail, and on credit to a clientele composed mainly of women.

They expect to make an average monthly profit of 32,500 F CFA which will be used to reimburse the loan, pay for food and kerosene and for their children's school fees.

View original language description ↓
Les membres du groupe Djiguissémè ont en moyenne 27 ans et 3 enfants. Elles sont toutes mariées et vivent dans des familles polygamiques dans le village de Zogofina, préfecture de Ségou (quatrième région de la république de Mali).
Les membres du groupe se sont connus à travers des liens de mariage et de voisinage dans le village. Elles ont connu Soro Yiriwaso à travers les femmes de Zogofina Wêrê qui mènent les mêmes activités génératrices de revenus qu’elles et qui sont dans le système depuis plusieurs années. Fascinées par la modalité de remboursement elles se sont organisées pour intégrer le programme crédit depuis maintenant 3 ans. Elles sont actuellement à leur 5ème prêt après avoir correctement remboursé les précédents.
Ce prêt sera utilisé pour acheter, 7 sacs de riz et 38 chargements de charrettes en bois de chauffe. Elles s’approvisionnent en riz à la foire hebdomadaire du grand marché de Ségou et en bois de chauffe à Songnebougou et à Bounoubougoula. Le riz est revendu au marché de Médine et à domicile au village alors que l’écoulement du bois de chauffe se vend en ambulant à travers Ségou au comptant, en détail et à crédit à une clientèle composée majoritairement de femmes.
Elles comptent réaliser un bénéfice moyen mensuel de 32 500FCFA qui sera utilisé pour rembourser le prêt, la prise en charge alimentaire et le prix du pétrole pour les études des enfants.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 504.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD