V. is 53 years old and lives in the Pursat Province. She makes a living with her husband in growing rice and vegetable crops. They have been cultivating for a long time, and make an income of approximately $5 per day. Besides this, Mrs. V. sells Khmer cakes at a location near the Vat Loung Pagoda. She is also a mother of three children, all three of whom are single. One of her sons is employed as a rice mill worker, while the other two are attending school. Since cultivating is a main source of income for the family, V. has applied for a loan to buy two cows to help her plow her farmland and to raise its offspring.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.