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V. is 53 years old and lives in the Pursat Province. She makes a living with her husband in growing rice and vegetable crops. They have been cultivating for a long time, and make an income of approximately $5 per day. Besides this, Mrs. V. sells Khmer cakes at a location near the Vat Loung Pagoda. She is also a mother of three children, all three of whom are single. One of her sons is employed as a rice mill worker, while the other two are attending school. Since cultivating is a main source of income for the family, V. has applied for a loan to buy two cows to help her plow her farmland and to raise its offspring.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $37,493,750
    Funds lent in using Kiva
  • 4,147.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Vorn to buy two cows to help her plow her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2009
Feb 5, 2009
Currency Exchange Loss:
Oct 15, 2009