The Delfi Alemán Uno Group is represented by Ms. Carmen and comprised of fifteen members who have completed their fourth loan term together and demonstrated responsibility and honesty in their payments, and exemplary teamwork that those with a lot of experience in supportive groups can count on. They also have the trust of the Fundación Agrocapital. The majority of this group sells products like vegetables, food, clothing, bread, and fruit, or works in kitchen service, construction, and the sewing of clothing. There is plenty of competition in business, but these associates have plenty of experience to know how to overcome any obstacle. This loan is for buying supplies, materials, and tools to improve their products and to increase their earnings to support their families and improve their quality of life.
EL GRUPO "DELFI ALEMÁN UNO" ESTA REPRESENTADO POR LA SEÑORA CARMEN Y COMPUESTO POR 15 MIEMBROS LOS CUALES VAN CURSANDO JUNTOS SU CUARTO CICLO EN LOS CUALES DEMOSTRARON RESPONSABILIDAD Y HONESTIDAD EN SU PAGOS Y UN TRABAJO EN EQUIPO EJEMPLAR POR LO QUE CUENTAN CON MUCHA EXPERIENCIA EN GRUPOS SOLIDARIOS Y CON LA CONFIANZA DE LA FUNDACIÓN AGROCAPITAL. EN SU MAYORÍA ESTE GRUPO SE DEDICA AL COMERCIO DE PRODUCTOS COMO SER VERDURA, COMIDA, ROPA, PAN, FRUTA Y A SERVICIO DE COCINA, CONSTRUCCIÓN Y CONFECCIÓN DE PRENDAS DE VESTIR. EN EL COMERCIO EXISTE BASTANTE COMPETENCIA, PERO LAS SOCIAS TIENEN BASTANTE EXPERIENCIA PARA SABE COMO MANEJAR CUALQUIER ADVERSIDAD. EL DESTINO DEL CRÉDITO ES PARA LA COMPRA DE INSUMOS, MATERIALES Y HERRAMIENTAS PARA MEJORAR SUS PRODUCTOS E INCREMENTAR SUS INGRESOS PARA SUSTENTAR A SUS FAMILIAS Y MEJORAR SU CALIDAD DE VIDA.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.