The members are in different businesses such as food sales, general groceries, selling animals and also agriculture and raising animals that are sold in the markets of the city of Ayacucho.
Such is the case with Norma who is married, 33 years old with 4 children, Norma is dedicated to growing vegetables. Norma needs a loan of 600 soles to be invested in the purchase of seeds.
Furthermore Dionisia is married, 37 years old with 6 children, Dionisia has a small store in her home where she sells drinks, she is also dedicated to growing vegetables and alfalfa. Dionisia needs a loan of 300 soles to buy fertilizers.
While Maria Elena is married, 39 years old with 6 children, Maria Elena is dedicated to planting vegetables that she then sells in the market in the city of Ayacucho. Maria needs a loan of 300 soles that will be invested in the purchase of seeds.
The members need different amounts of loans such as 300,600 and 900 soles, totalling 10,450 soles in loans from the communal bank.
Their loans will be invested in the purchase of animals, seeds, fertilizer, beer, drinks and to pay laborers.
The dreams of the members are to improve the production in their lands, that their children finish their studies, progress more and have their own capital.
Las socias realizan diferentes negocios como venta D. comida, abarrotes en general, venta D. animales, también se dedican a la agricultura, crianza D. animales los cuales los comercializan en los mercados D. la ciudad D. Ayacucho.
Como es el caso D. Norma que es casada, tiene 33 años y 4 hijos, Norma se dedica a la agricultura D. verduras. Norma necesita un préstamo D. 600 soles dinero que será invertido en la compra D. semillas.
Por otro lado Dionisia es casada, tiene 37 años y 6 hijos, Dionisia tiene una pequeña tienda en su casa en donD. venD. bebidas, además Dionisia se dedica a la agricultura D. verduras y alfalfa. Dionisia necesita un préstamo D. 300 soles para la compra D. abonos.
Mientras que Maria Elena es casada, tiene 39 años y 6 hijos, Maria Elena se dedica a la siembra D. verduras que luego venD. en el mercado D. abastos D. la ciudad D. Ayacucho, Maria necesita un préstamo D. 300 soles dinero que será invertido en la compra D. semillas.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles, haciendo un total D. 10,450 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. animales, semillas, abono, cerveza, gaseosas y para el pago D. los peones.
Los sueños D. las socias son mejorar la producción en sus tierras, sus hijos culminen sus estudios, progresar mas y tener capital propio.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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