The associates carry out various businesses such as selling clothing, grains, root vegetables, green vegetables, general foodstuffs, hardware, plastic goods and also farming.
Like the case of Gerarda, who is married, is 47 years old and has four children. She has a stall in the Carmen Alto market where she sells potatoes every day. Moreover, she farms potatoes in her lands in Casaorco. Gerarda needs a loan of 300 soles, which will be invested in the purchase of potatoes.
Whereas Gregoria is married, is 49 years old and has six children. She travels to the different markets of the region where she sells foodstuffs and buys grains. FurthermO., Gregoria and her husband sell natural products. Gregoria needs a loan of 600 soles, which will be invested in the purchase of natural products and rice.
The associates need different loan amounts, such as 300, 600 and 900 soles, making a total loan of 8,500 soles in the Communal Bank.
Their loans will be invested in rice, sugar, oil, pasta, wheat, barley, sweaters, blouses, green vegetables, potatoes.
The dreams of the associates are to improve their businesses, that their children be professionals and to offer their children a good education.
Las socias realizan diferentes negocios como ropa, cereales, tuberculos, verduras, abarrotes en general, articulos D. ferretería, plásticos, cereales y tambien se dedican a la africultura.
Como es el caso D. Gerarda es casada, tiene 49 años y 4 hijos, Gerarda tiene un puesto en el mercado Carmen Alto, en donD. venD. papa, actividad que realiza todos los días. Además se dedica a la agricultura D. papa en sus terrenos D. Ccasaorcco. Gerarda necesita un préstamo D. 300 soles dinero que será invertido en la compra D. papa.
Mientras que Gregoria es casada, tiene 49 años y 6 hijos, Gregoria viaja a las diferentes ferias D. la región en donD. venD. abarrotes y D. las ferias compra cereales. Además Gregoria junto a su esposo venD. productos naturales. Gregoria necesita un préstamo D. 600 soles dinero que será invertido en la compra D. productos naturales y arroz.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles, haciendo un total D. 8,500 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la arroz, azúcar, aceite, fideo, trigo, cebada, chompas, blusas, verduras, papa.
Los sueños D. las socias son mejorar sus negocios, sus hijos sean profesionales y brindar una buena educación a sus hijos.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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