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Mercedes Del Carmen
Ms. Mercedes del Carmen A. P. is 20 years old and lives in the Borgoña neighborhood in the town of Ticuantepe. She is single and lives with her parents. She plans to improve the conditions of her family store to increase profits and provide them with more support. She started working in the store five years ago, which she started with the help of her parents. This is her first loan request, and she wants to use the proceeds to purchase basic grains and daily inventory to offer her clients. She hopes this will benefit her personal life and her business. Among other things, she plans to improve the building where the store is located to provide a better service for her clients.
View original language description ↓
La señora Mercedes del carmen A. Pérez tiene la edad de 20 años, habita en el barrio la borgoña ubicado en el municipio de Ticuantepe, ella es soltera vive con sus padres, los planes para su familia es mejorar las condiciones de la pulpería para obtener mejor ganancia y apoyarle mas a sus padres; desde hace cinco años se dedica a esta actividad, la cual inicio con ayuda de sus padres, esta es la primer solicitud de préstamo pues quiere invertir en granos básicos, y consumos diarios para ofertar a sus clientes. Lo cual espera sea de muchos beneficios como en su vida personal, y en su negocio. Entre otros planes es mejorar la infraestructura del local para brindar un mejor servicio a sus clientes.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 20.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Mercedes Del Carmen to purchase basic grains and daily inventory for her store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 30, 2009
Feb 9, 2009
Currency Exchange Loss:
Jun 15, 2009