The members have different businesses, like the sale of general groceries, crafts, cereal grains, sweets, wool, fruit, vegetables, and food.
This is the case for Vidalina, who is in a common law marriage. She is 33 years old and has two children. Vidalina sells groceries for profit in different stores. She gets her products in the city of Lima. Vidalina has a stO. in Lima, a business that is run by her husband. Vidalina needs a loan of 900 soles that she would invest in the purchase of rice.
On the other siD., Ursula is a widow. She is 69 years old and has 8 children. Ursula makes pretty crafts in textiles like table runners. She does this work with the help of one of her children, who does sales in the market. Also, Ursula has a small stO. in her home. Ursula needs a loan of 1050 soles that she would invest in the purchase of sugar, rice, and oil.
While Martina is single, she is 39 years old and she lives with her parents. Martina travels to different markets of the region where she buys cereal grains and cheese. Also, Martina works as an assistant for a dental consultant.
The members need different amounts of loans like 300 soles, 600 soles, 900 soles, 1050 soles to make a total of 10,200 soles in loans from the community bank.
Their loans would be invested in rice, sugar, oil, vermicelli noodles, wheat, barley, wool, cookies, candy, fruit, and vegetables.
The dreams of the members are to have a car, for their children to improve their lives, to proviD. a good education for their children, to build a home and to have a stable business.
Las socias realizan diferentes negocios como la venta D. abarrotes en general, artesania, cereales, golosinas, leña, frutas, verduras, comidas.
Como es el caso D. Vidalina que es conviviente. Tiene 33 años y 2 hijos, Vidalina venD. abarrotes por mayor a diferentes tiendas, sus productos los adquiere en la ciudad D. Lima. Vidalina tiene una tienda en Lima, negocio que esta administrado por su esposo. Vidalina necesita un préstamo D. 900 soles dinero que será invertido en la compra D. arroz.
Por otro lado Ursula es viuda, tiene 69 años y 8 hijos, Ursula realiza bellos trabajos artesanales en textiles como pasadizos, actividad que realiza con la ayuda D. 1 D. sus hijos, sus ventas los realiza en el mercado. Además Ursula tiene una pequeña tienda en su casa. Ursula necesita un préstamo D. 1050 soles dinero que será invertido en la compra D. azúcar, arroz, aceite.
Mientras que Martina es soltera, tiene 30 años y vive con sus padres, Martina viaja a las diferentes ferias D. la región en donD. compra cereales, quesos. Además Martina trabaja como asistenta en un consultorio dental.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles, 1050 soles haciendo un total D. 10,200 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la arroz, azúcar, aceite, fideo, trigo, cebada, lanas, galletas, caramelos, frutas, verduras.
Los sueños D. las socias son tener un carro, sus hijos salgan adelante, brindar una buena educación a sus hijos, construir su casa y tener una tienda estable.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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