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Cesar Antonio
Cesar is 49 years old and has been able to stand out since he was young. He worked as an assistant to a cabinetmaker, and now lives in the Memorial Sandino neighborhood. His wife is a homemaker and his two children are 12 and 16 years old, both in high school. He began his business with personal savings and now with the knowledge he has acquired over the years he has his own workshop and feels happy that he has achieved his goals. He has also achieved other things thanks to loans from Kiva partner Afodenic. This is the fifth loan that he has requested and he will use the it to buy wood to make a variety of furniture, which he will sell in the market. He hopes to make a good income from the sales which will let him make more sales in the future. His long-term plans are to be able to help his children with their studies so they will become important men in society, and to find new avenues for sales.
View original language description ↓
El Sr. Cesar a la edad de 49 años ha podido sobresalir adelante desde muy joven a trabajado de ayudante de ebanista, reside en Memorial Sandino, su esposa es ama de casa y con dos hijos de 12 y 16 años de edad, los cuales cursan la secundaria, el inicio con ahorro propios y con conocimientos que adquirió alo largo de los años ahora tiene su propio taller, y se siente gozosos por lograr sus objetivos , también ha alcanzado estos logros gracias a los préstamo que ha hecho con Afodenic esta es la quinta solicitud y va invertir en comprar madera para elaborar variedad de mueble y ofertar al mercado, con esto espera buenos ingresos para seguir desarrollándose en las ventas. Sus planes a largo plazo es poder apoyar a sus hijos con los estudios para que sean hombres íntegros a esta sociedad, a si como buscar nuevas rutas de ventas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Cesar Antonio buy wood to make furniture.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 23, 2009
Feb 1, 2009
Currency Exchange Loss:
Nov 15, 2009