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Zaida Victoria
Zaida Victoria T. is devoted to her cosmetics business which she runs at home. She lives in the city of León. Several customers visit her every day to use her products.

It was hard at the beginning, because her sales were low, but Ceprodel has being a strong support as she’s been granted other loans that have helped her develop her business.

Today, she is requesting for another loan from Ceprodel hoping to get funding to purchase more cosmetics to continue providing the best products and the best quality at a lower price.
View original language description ↓

La señora Zaida Victoria T. se dedica a su negocio de venta de cosméticos comercializados en su propio local en la ciudad de León donde es visitada por varios clientes que hacen uso de estos productos.

Sus inicios fueron muy fuertes por el motivo de que vendía poco pero Ceprodel ha sido un pilar en el negocio porque la ha beneficiado con créditos para su desarrollo y es por esto que hoy en día ha acudido a Ceprodel esperando que su crédito sea aprobado y así dar lugar a la compra de los cosméticos para continuar brindando los mejores productos y a los mejores precios en su localidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 112
    View loans »
    Nicaragua Loans Fundraising
  • $24,829,275
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Zaida Victoria purchase cosmetics for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 8, 2009
Jan 31, 2009
Currency Exchange Loss:
Jan 15, 2010