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Maria Lourdes
Both Maria’s mother and father worked in sales, so she grew up in a business environment. She has always worked, first with her parents, then, while studying accounting she worked as a babysitter for a senator’s baby. After that she worked for 8 years selling sweaters, embroidery and macramé products that she made herself. Today this still makes up part of her business.

After she got married, Maria worked with her husband as a street vendor selling a typical Peruvian food called papa rellena (mashed potatoes stuffed with ground meat). When her husband expressed his desire to study to become a mechanic, they saved their money to pay for a teacher. A few years later they took out a loan so her husband could start his own business as a mechanic.

Maria continued with her own business. In almost 13 years of marriage she has had a variety of jobs, working with everything related to macramé (shoes, wallets), and selling food on the street.

For the past 13 years she has also worked in her current business—raising chickens and guinea pigs to sell cooked-to-order. She also sells clothing and textiles that she offers to stores in Lima and to her friends. Maria and her husband save the money they earn from their businesses to slowly improve their home and their quality of life.

She is very happy with the opportunities these loans have given her because they allow her to work towards her goal: a better future for her children, who are 11, 7, and 2.
View original language description ↓
Tanto el padre como la madre de María eran comerciantes, así que ella se crió en un ambiente de negocio. Ha trabajado toda su vida, primero con sus padres, y luego mientras estudiaba contabilidad dedicándose a la vez de cuidar al bebé de un senador. Seguidamente se dedicó por unos ocho años a la venta de chompas, bordados, y productos de macramé producidos por ella misma, y hoy en día esto es todavía parte de sus negocios.

Tras casarse, María trabajó junto a su esposo vendiendo papa rellena (plato típico peruano) por las calles, y cuando él expresó el deseo de estudiar mecánica ahorraron juntos para contratar un profesor que le enseñara el negocio. Después de unos años sacaron un préstamo para que su esposo pudiera empezar su propio negocio de mecánica.

Por otro lado, María continuó en sus negocios independientes. En casi trece años de matrimonio sus negocios han sido variados, trabajando en todo lo relacionado con macramé (zapatos, carteras), hasta vender papa rellena por las calles.

Desde hace tres años ha estado trabajando en su actual negocio - la crianza de pollos y cuyes para venderlos cocinados de acuerdo a los pedidos. Además, se dedica a la venta de ropa y tejidos que va ofreciendo a tiendas en Lima y a sus amistades. Con su esposo ahorran las ganancias de sus negocios para mejorar poco a poco su hogar y el nivel de vida de toda la familia.

Está muy feliz de las oportunidades que le dan los préstamos, ya que le permiten acercarse a su objetivo: un futuro mejor para sus tres hijos de once, siete y dos años.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Lourdes purchase food for her animals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2009
Listed
Feb 3, 2009
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2009