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Dèmè Group
In this Group: Ba Oumou , Fatoumata , Nassoun , Tata , Fatoumata , Kadiatou , Assan , Kadia
The 8 women of the Dèmè group have an average age of 39. They are all married and half of them live in polygamous families with their parents-in-law and the others in households in the Bozo Diamarabougou district of Markala (fourth administrative region of the Republic of Mali). They have on average 4 children each and know each other because of friendships and from living in the same neighborhood. This group sells various items.

After having correctly reimbursed their preceding loans, the group is on their 4th loan in the amount of 1,000,000 F CFA which will be used to buy 90 baskets of fresh fish, 6 sacks of rice, 1 sack of "fonio" (a type of millet), 50 kgs of peaunts and various other items. They buy their fish on the banks of the Niger river; the rice and fonio are bought at the weekly markets of Diamarabougou and Dougabougou. The fish is sold in Markala and Ségou, either fried or smoked. The rice is sold as is, whereas the fonio is processed right in Bozo Kin Diamarabougou. Besides these products, they sell a little firewood as well as condiments bought in Fakelen and Diamarabougou where they are re-sold. These products are sold for cash or credit to a clientele composed of women and men.

They expect to make an average profit of 37,660 F CFA which will be used essentially to reimburse the Soro Yiriwaso loan and pay the school fees for their children. Their ambition is to grow their working capital and the volume of their businesses so as to be able to have their own homes one day.

View original language description ↓
Les huit (08) femmes du groupe Dèmè ont un âge moyen de 39 ans toutes mariées, elles vivent à moitié dans des familles polygamiques avec les beaux parents et d’autres ménages au quartier Bozo Diamarabougou de Markala (quatrième région administrative de la république du Mali). Elles ont en moyenne 4 enfants et se sont connues par les liens d’amitié et de voisinage.
Ce groupe fait le commerce des articles divers.
Après avoir bien remboursé les prêts précédents, le groupe est à son 4ème prêt pour un montant de 1 000 000FCFA qui sera utilisé pour acheter, 90 paniers de poissons frais, 6 sacs de riz, 1 sac de fonio, 50kgs de graines d’arachide et divers autres articles. Elles s’approvisionnent en poisson au bord du fleuve Niger ; le riz et le fonio sont achetés à la foire hebdomadaire de Diamarabougou et à Dougabougou. Le poisson est vendu à Markala et à Ségou a l’état frais frit et /ou fumé. Le riz est revendu tel qu’il est alors que le fonio est transformé en sur place au Bozo kin Diamarabougou. A côté de ces produits, elles vendent un peu de bois de chauffe et de condiments achetés respectivement à Fakelen et Diamarabougou où ils sont revendus. Ces produits sont vendus au comptant ou à crédit à une clientèle composée de femmes et d’hommes.
Elles espèrent réaliser un bénéfice moyen de 37 660 FCFA qui sera utilisé essentiellement pour rembourser les prêts de Soro Yiriwaso et payer les frais scolaires des enfants. Elles ont pour ambition d’augmenter leur fonds de commerce et le volume de leurs activités commerciales afin d’avoir un jour une maison d’habitation qui leur est propre.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 507.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD