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Zehar Batool M. Aslam Pervaiz Group
In this Group: Zehar Batool , Parveen Akhtar , Faizan , Majidan , Shaheen
Zehar Batool baji is a 46-year-old married lady and has resided in a city called Borewala, Pakistan for the past 45 years. Her parents couldn’t provide her with an education, and she left school after completing 8th standard. Her husband's name is M. A. P. and he has a rice-selling business. He buys the sacks of rice from different cities (Lahore, Kasur) and sells in different shops in Borewala. He has 20 years of experience in this business.

Zehar baji is the mother of six kids: four daughters and two sons. All of her kids are getting an education from a local school near their house. Zehar baji herself is involved in making decorative pieces. She makes wooden pieces with writing on them: various Holy names, e.g., “Allah and Muhammad”. Her art is very famous in her community and outside of the community as well. She successfully repaid her first loan from Asasah (a micro-finance institute in Pakistan). Now she is applying for a loan to buy more wooden sticks to expand her decorative pieces business.

She is the group leader for some more women frpm her locality. Parveen Akhtar baji wants a loan to buy bicycles to re-sell. Faizan baji wants a loan to buy wires and switch boards for her electric items business. Majidan baji wants a loan to buy groceries for her grocery shop. Shaheen baji wants a loan to buy medicines for her medical store.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 78.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zehar Batool M. Aslam Pervaiz Group's $1,000 loan helped a member to buy wooden sticks to make decorative pieces to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 27, 2009
Jan 30, 2009
Currency Exchange Loss:
Apr 22, 2010