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Grace Nampewo  ‘S Group
In this Group: Grace , Juliet , Prima , Christine , Florence
Grace is a leader of 5 members of a loan group. She is 36 years old and married with 6 children aged between 4 and 20 years. All her children go to school. She takes care of additional family members. She resides and rents a one roomed house where is staying with six people. They have electricity and no piped water at home The family gets three meals a day. She works in a semi urban area which is on the outskirts of Kampala.

She sells Airtime and phone accessories at her home in Mengo Mackay, near Kampala city. Grace works seven days a week and uses public transport to and from shopping because there are no telephone outlets near her place of work. Grace sells to an average of 20 customers a day and sells to all categories of people. Grace has been in this business since 2004. She has been in MCDT for one and a half years and is servicing her third loan, with the same loan group mates. Grace's monthly expenses include rent for her business and accommodation, school fees and feeding the family. She wants to use this loan to stock more Airtime and phone accessories. Grace is aspiring to open up a permanent outlet shop.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 210
    View loans »
    Uganda Loans Fundraising
  • $31,425,400
    Funds lent in using Kiva
  • 1,986.3
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Grace Nampewo ‘S Group's $675 loan helped a member to buy more phone accessories and air time for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 23, 2009
Jan 29, 2009
Currency Exchange Loss:
Aug 15, 2009