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Chun M., 57, lives in Kampong Cham province, where she raises pigs and grows yams on her farmland. From these activities, she earns approximately $4 a day, while her husband, Hang Heng, 66, pictured here, is a carpenter, making different kinds of furniture. On average, he makes $5 per day. Chun M. would like to take out a loan to purchase a sawing machine for her husband, and use the rest of the loan to purchase a tractor. The tractor will used to transport yams to sell at the market.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 317
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chun to purchase a sawing machine, as well as a tractor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 22, 2009
Jan 30, 2009
Currency Exchange Loss:
Jun 15, 2010