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Mrs. Pach N. is a villager in Chrouy Dang village in Kandal province. She and her husband, Mr. Samrith Houch, are farmers who own a plot of land to cultivate both rice and vegetables. They earn less income than they need to provide a better life for their family.

Thus, Mrs. Pach N. decided to ask for a loan to better build the staircase of her house. She is 60 years old and the mother of eight children; seven children are employed in different positions while the other is attending the local school. Her husband is on the right of the photo.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 49
    View loans »
    Cambodia Loans Fundraising
  • $38,758,075
    Funds lent in using Kiva
  • 4,065.6
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Pach to build the staircase of her house better.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2009
Feb 1, 2009
Currency Exchange Loss:
Aug 22, 2009