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Angela Adriana
Ángela Adriana Núñez R. is 60 years old and married. She has 5 children, whose ages are as follows: her oldest son is 42 years old, her next son is 39 years old, her daughter is 35 years old, and her youngest son is 33 years old. All of her children support themselves. Her partner sells footwear. Ángela hopes to grow her clientele as well as her inventory, and by doing so to remain competitive in the market. Her dream is to earn enough money to no longer require loans for business capital, so that she will be able to be economically independent, while also saving enough money to provide for her and her husband's future. She and her husband still both work very hard in spite of their age. Her dream is for her family to remain united, so that she may stay close to her children and grandchildren as time passes on. She would like to live longer so that she may spend even more time with her family, and wants to continue helping her daughter to raise her grandchildren, so that she can help ensure that they are brought up well.

Ángela's business sells both baked goods and footwear. She sells the two items in different places; footwear is sold in the central market, and baked goods are sold out of her home. She has been running her business for 3 years. She initially sold soft drinks, but this didn't earn enough money to sustain her entire family, since her husband was not working at the time. Needing to find another source of income, she decided that her husband should sell footwear while she would make and sell baked goods. In this way, they would both be able to work toward improving their family's finances and moving them forward in the world. The purpose of the loan is to provide capital with which Ángela would purchase corn, school shoes, the children's game payana, firewood, and cheese, so that she may provide more of the delicious baked goods and other items that her customers demand.
View original language description ↓
Ángela Adriana Núñez R. tiene la edad de 60 años, su estado civil es casada, Doña Ángela tiene 5 hijos sus edades son las siguientes su hijo mayor tiene la edad de 42 años, su otro hijo de 39 años de edad, su hija de 35 años de edad y su hijo menor de 33 años todos trabajan por cuenta propia, su compañera de vida labora en la venta de calzado, sus propósitos son de incrementar su clientela así como su inventario y de esta forma mantenerse en el mercado, sus deseos son de tener el suficiente dinero y dejar de trabajar con el capital prestado ya si podrá independizarse económicamente y además conservara el dinero para su futuro y el de su esposo ya ambos trabajan muy duro a pesar de sus edades sus sueños son de que su familia permanezca unida con sus hijos y nietos ya que el tiempo transcurre y le gustaría vivir mas tiempo para conocerlos además quiere seguir ayudando a su hija en la crianza de sus nietos para darle la educación mas correcta.

La actividad económica a la que Doña Ángela se dedica es la venta de cosa de horno y calzado, la ubicación de ambos negocios son lugares diferentes la venta de calzado es en el Mercado Central y la venta de cosa de horno es en su casa de habitación, el tiempo que tiene de poseer este negocio es de 3 años, Doña Ángela inicio con otro tipo de negocio como lo fue la venta de refrescos pero esto no le alcanzaba lo suficiente para sustentar a toda su familia por lo que su esposo no estaba trabajando y tuvo que buscar otra fuente de ingresos es por eso que decide que su esposo se dedique al negocio de la venta de calzado y ella se dedicaría al otro negocio como lo es la venta y elaboración de cosa de horno y así ambos podrían trabajar en conjunto con el fin de sacar a su familia adelante, el motivo del financiamiento es para capital de trabajo ya que necesitan realizar la compra de maíz, calzado escolar, payana, leña y queso por lo que sus clientes le piden sus cosas de hornos ya que son muy sabrosas.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,574,825
    Funds lent in using Kiva
  • 19.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Angela Adriana capital de trabajo.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2009
Listed
Jan 30, 2009
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2010