The members of the “Guaracal” group are people who know each other given that they resiD. in the same neighborhood. They are represented by Marcela, are all committed to making their payments, and are also committed to each other as members of the group. This group is in its second cycle, demonstrating honesty and responsibility with their payments given that they rely on their experience in solidarity groups. In general the members dedicate themselves to the sale of products such as: sale of clothing, make-up, food, groceries in neighborhood stores, fruit, transportation services, and kitchen services. Like in any industry there always exists the demand for products but the members rely on experience to confront any adversity and to keep afloat their small businesses given that they represent the means of supporting their families. The loan will be used to purchase supplies and higher quality materials to proviD. their products a better finish and a better quality.
Las socias quienes conforman el grupo "Guaracal" son personas que se conocen ya que residen en el mismos barrio, están representados por la señora Marcela, todos ellos comprometidos en sus pagos y para con los integrantes del grupo. Este grupo se encuentra cursando su segundo ciclo demostrando honradez y responsabiliza con sus pagos, por lo que cuentan con experiencia en grupos solidarios. En general los socios se dedican a actividades comerciales D. venta D. productos como ser: venta D. ropa, cosmético, comida, arrotes en tiendas D. barrios, frutas, servicio D. transporte y servicio D. cocina. Como en todo rubro D. comercio siempre existe la demanda D. productos pero los socios cuentan con experiencia para enfrentar cualquier adversidad y sacar a flote su pequeño negocio ya que representa el sustento D. sus familias. El destino del financiamiento es para el incremento D. insumos y materiales D. mejor calidad para proporcionar a sus productos un mejor acabado y una mejor calidad.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.