Salamatu A. is 37 years old. She is divorced and the mother of two kids. Currently all her kids are in school. She loves selling goods, the business through which she earns her daily source of livelihood. She has been a food vendor for twenty five years now, and has made an income that has supported her family. She sells Fante kenkey which is one of the favorite foods enjoyed by many Ghanaians, because it supplies carbohydrate components in diets. Fante Kenkey is prepared from milled maize and is made into stew or soup and it can also be mashed for ice kenkey.
Salamatu buys her supplies directly from farmers. This enables her to avoid middlemen who would buy from the farmers and resell to her at higher prices. With this loan, she wants to buy a bulk supply of maize to serve her customers. She hopes to use part of her profit to support her kids in school. Salamatu belongs to a village bank called ‘Regina’. She would like to receive a loan of GH¢500 to make her business expand by increasing her inventory. This would enable her save more to support her family.