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Yulduz
M. Yulduz is 45 years old. She is a widow and the loving mother of two children. Since her husband passed away she has served as both father and mother for her children and has been their sole provider, thanks to her perseverance and dedication toward her work. She sells clothing for men and, little by little, the business has progressed and given Yulduz favorable results. It has filled her with satisfaction and joy. Her hard work has helped improve the quality of life for her family. Of course Yulduz wants to keep prospering along with her business and keep advancing the family, helping her beloved children enter University. To help her carry out her goals, Yulduz is requesting a loan of 3000 Somoni, for the term of 12 months, to purchase more articles for her business to sell so she can increase her income. This exemplary and courageous mother waits for your kind support and good hearts to help move her and her family ahead.


More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history. It was a key post along the Silk Road and is where the rule of Alexander the Great ended. It is famous for its great thinkers, philosophers, scientists and poets such as: Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country is home to epic mountain passes, communities that still speak the ancient Sogdian language, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 163
    View loans »
    Tajikistan Loans Fundraising
  • $29,362,000
    Funds lent in using Kiva
  • 3.6
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Yulduz to purchase new childrens' clothing to increase her range of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 6, 2009
Listed
Feb 1, 2009
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2010