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Scholastica Naggita ‘S Group
In this Group: Scholastica, Nulu, Hamida , Oliver

Scholastica is the leader of a four member group. She is 58 years old and married with six children. None of her children, who are between the ages of 28 and 38, go to school. She also takes care of additional family members. She resides in a three-roomed house that she owns in which five people stay. They have electricity and piped water at home and the family gets three meals a day. She works in a semi-urban area in Kampala city centre.

Scholastica sells domestic products in Kikuubo, one of busiest places in Kampala. She works six days a week and rents her business premises for 100,000 per month. She sells to an average of ten customers a day and to all categories of people. She sells retail and wholesale and has been in this business for the last three years. Her monthly expenses include rent and school fees. She is faced with high commodity prices, which chase away some of her long time customers.

Scholastica has been in MCDT for six years and is servicing her fifteenth loan, working all along with the same groupmates. She wants to use this loan to acquire a bigger place for her business and also aspires to own a wholesale shop.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 200
    View loans »
    Uganda Loans Fundraising
  • $31,373,000
    Funds lent in using Kiva
  • 1,975.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Scholastica Naggita ‘S Group's $1,575 loan helped a member to acquire a bigger place for her retail business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 14, 2009
Jan 29, 2009
Currency Exchange Loss:
Aug 22, 2009