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Seng's Group
In this Group: Seng, Uk, Ponn
The group of borrowers consists of three people. Its leader, Mrs. H., is 55 years old and sells food to help meet the family's expenses. She sells her foods out of her home and depends on the villagers and passers-by to come to eat. She is married and has three children; all of them are married. One of her children is a garment worker, while her husband works with her selling food.

H. is running her investment well, so that a lot of regular customers recognize the delicious tastes she cooks. H. is applying for a loan as capital to enlarge her investment.

The other two borrowers are:

V., who is a local tailor, and she needs a loan to repair her old house.

S., who is a construction worker. He requests a loan to build a bathroom for the family's hygiene. (S.'s wife appears in the picture because he was not available for photographing.)

The borrowers are people living in Kompong Somnanh Commune in Kandal Province.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Seng's Group's $500 loan helped a member to enlarge her investment.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 13, 2009
Feb 1, 2009
Currency Exchange Loss:
Aug 15, 2009