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Jane  Nakku ‘S Group
In this Group: Jane , Florence, Rehema, Deborah, Mary

Jane is the leader of a five member group. She is 37 years old and married with two children, ages 12 and 14. Both of her children go to school. She also takes care of her old mother. She resides in a rented two-roomed house in which four people stay. They have electricity and piped water at home and the family gets three meals a day. She works in a semi-urban area on the outskirts of Kampala.

Jane deals in second-hand clothing in the Kibuye market in the city suburbs and works seven days a week. She buys clothes from Owino market, one of the busiest markets in Uganda. Jane uses public transportation to go to and from work. She rents her business premises for 40,000 per month and sells retail. Before starting the business, she was a tailor. She sells to an average of ten customers a day and has been in this business for the last fourteen years. Jane has been in MCDT for five years and is now servicing her tenth loan, working all along with the same group mates. Jane wants to use this loan partly to buy more bales of clothing and partly to pay school fees for her children. She also aspires to own a permanent shop for her business.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 236
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 1,982.5
    Uganda Shillings (UGX) = $1 USD