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Cheng S. is 56 years old and a widow with 4 children. She is blind, but has learned traditional Khmer massage and earns $2/day. Her 4 children and 2 nephews live with her in Phnom Penh, and they all contribute to the household income and supporting their mother. Cheng S. will use this loan to buy a motorbike for her children and nephews to get to and from work. As the family continues to earn money, she dreams of building a concrete house so everyone can live properly together.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 282
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cheng to buy motorbike for her children's transportation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 28, 2007
Apr 13, 2007
Currency Exchange Loss:
Mar 3, 2008