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Felix Antonio
Félix Antonio Berríos M. is 37 years old, married, and has a five-year-old daughter in kindergarten. He hopes to provide his daughter with a good education so she will be able to take care of herself and have a professional career. His wife works with him as a street vendor. His goal is to expand his inventory to offer his customers a greater variety of products. For now he is satisfied working with his wife, but he dreams of one day having his own shop. Félix also has a taxi service, and that work has helped him develop his current business of selling merchandise. He hopes his businesses will help sustain his daughter in the future.


For the last three years, Félix has sold a variety of merchandise, including cosmetics, clothing, and plastic items. He began his business out of economic necessity. He had worked for quite a while as a taxi driver, but then his taxi was damaged and he spent a lot of time out of work. He and his wife decided to look for another business that could provide money to repair his taxi, and that is how they began selling clothing to their friends and neighbors. Little by little they managed to earn enough to repair the taxi and now they are developing both businesses and are working on confronting the obstacles to getting ahead in life.


Félix is requesting a loan for working capital to purchase a variety of merchandise. He can get items for better prices outside of León, so he will travel to other areas, including Chinandega, Managua, and Chichigalpa.

View original language description ↓
El Señor de Nombre Félix Antonio Berríos M. tiene la edad de 37 años, su estado civil es casado, Don Félix tiene 1 niña su edad es de 5 años y recientemente cursa el 3 nivel de primaria, su compañera de trabaja junto con el ofreciendo los productos, sus propósitos son de incrementar su inventario para ofrecer a sus clientes una variedad de productos sus deseos son de trabajar para darle a su hija una buena educación y que pueda valerse en la vida y a la misma ves que tenga una carrera profesional que le servirá para en un futuro sus sueños son de independizarse de su esposa ya que el negocio lo conforman ambos pero quisiera establecer su propio negocio en un lugar donde pueda ofrecer sus productos y además de tener este negocio Don Félix brinda el servicio de taxi ya que este negocio le permitió avanzar con el que tiene actualmente ya que el mañana puede beneficiarle a su hija este negocio y podrá subsistir para el día de mañana.

La actividad económica a la que se dedica es la venta de mercadería en general como lo es: cosméticos, ropa y artículos plásticos, la ubicación de su negocio es de manera ambulante, el tiempo que tiene de poseer su negocio es de 3 años, Don Félix inicio este negocio por la necesidad de una fuente de ingresos que le ayudara a sacar adelante a su familia por lo que tenia un buen tiempo de trabajar con su taxi pero debido a que su taxi se daño paso mucho tiempo sin trabajar por lo que su esposa y el deciden buscar otro negocio que le proporcione ganancias y con estas ganancias obtener los repuestos necesarios para su auto y así fue que empezaron a comprar ropa para ofertarla a sus amigos y vecinos y poco a poco lograron conseguir lo necesario para la compostura del taxi y es así como logran sacar adelante ambos negocios y enfrentar los problemas que se le presentaron para avanzar con su vida y ahora el financiamiento es para capital de trabajo ya que así comprara la mercadería variada ya que no la compra en León tiene que realizar la compra en los diferentes departamentos como: Chinandega, Managua y chichigalpa por lo que resulta mas favorable la compra al por mayor.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • 20.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Felix Antonio working capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2009
Listed
Jan 27, 2009
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2009