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Elizabeth
Elizabeth is a 25-year-old woman who has been living with her husband for 4 years. They have 2 precious children and are currently living in her mother’s home. Ever since she was young, she has worked the land. She grows potatoes and, on a smaller scale, peas. During this whole time, she has been learning the responsibilities of a good farmer. Her specialty is growing potatoes, for which she gets up at 4:00 am to prepare meals. At around 8:00am, she takes the food and walks for an hour and a half to get to her farms. Meanwhile, her husband starts working the fields at 6:00am in order to get a head start. The problem, which is out of their control, that threatens them is when frost affects the potatoes, they lose their investment. Because of this aspect, they grow crops in irrigated lands, but they do not have their own land, which means they must rent land that is available. Hence, they do not lose much and at the same time, they do not invest much. They plant the other half on their seasonal farm, but the investment is more costly and they run the risk of frost. Elizabeth is a senior member of MFP. She has requested 7 consecutive loans, during which time her business has expanded and her crops have increased. For this reason, she is very grateful to this institute. She is still committed to making her payments punctually. The money being requested will be used to purchase a pesticide called Temex, which costs approximately 1,000.00 PEN, and fertilizer at 95.00 PEN a sack.
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Elizabeth tiene 25 años de edad, vive hace 4 años con su pareja, tienen 2 preciosos hijos, actualmente está viviendo en la casa de su madre.Desde pequeña se han dedicado a labrar la tierra, cultiva papa y en menor cantidad arveja. En todo este tiempo ha ido aprendiendo los gajes de una buena agricultora, su especialidad es la siembra de papa, para ello se levanta a las 4.00am a preparar los alimentos y a eso de las 8.00am carga la comida y camina 1 hora y media para llegar a sus chacras, y mientras que su esposo labora en la chacra desde las 6.00am, para que avancen y no les gane el tiempo. La dificultad que les acecha y no pueden controlar es cuando cae hielo a la papa, pierden sin reparo alguno, debido a este factor siembran en las chacras de regadío, pero no tienen propias, por lo que alquilan si encuentran algunas libres; así no pierden mucho y a la vez no es de mucha inversión, y la otra parte siembran la chacra temporal donde tienen sus terrenos, pero es más costosa la inversión y corre peligro de la helada. Elizabeth es una cliente muy antigua de MFP, viene trabajando 7 préstamos consecutivos, en todo este tiempo ha crecido en su actividad sembrando cada vez en mayor cantidad, por ello le tiene mucha gratitud a esta institución, y sigue comprometida a realizar los pagos en las fechas exactas. El dinero solicitado es para la compra del insecticida llamado Temex que cuesta aproximadamente 1000 soles, y con el resto comprará sacos de fertilizantes, cada bolsa cuesta 95 soles.

About Peru

  • $6,715
    Average annual income
  • 70
    View loans »
    Peru Loans Fundraising
  • $54,533,225
    Funds lent in using Kiva
  • 3.2
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Elizabeth purchase pesticides and fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 13, 2009
Listed
Jan 26, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009