Emma K. trades produce to support her husband and take care of the family. She trades tomatoes and other vegetables on a table top at the local market. She buys boxes of tomatoes, peppers etc from farmers who come from surrounding villages to sell at affordable prices. She sells mostly to food vendors in her community. Emma has been in business for three years.
She is thirty-three years old and is married with four children; three boys and one girl. The first born is currently in junior high school and the others are in basic school. Emma’s husband is a farmer who cultivates food crops, such as plantains, cassava, and maize. Emma lives with her family in Offinso, a farming and commercial community in the Ashanti Region of Ghana.
Emma requests a loan of $475 to buy vegetables in larger quantities so she can increase her profit margin to save more money to support the household and her kids education.