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Beatrice A. is a single parent with one child. She has been educated through junior high school.

Since 2003, Beatrice has been selling groceries such as biscuits and canned goods at Brofobabahu in Elmina. She does so because she is responsible for paying her child's school fees, rent, utility bills, and other daily living expenses.

She is now seeking a loan in order to buy more groceries because she has seen an increase in demand from her customers. With the loan proceeds, she expects to generate an increase in her business's profits, which would enable her to save towards a house for her family.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,960,850
    Funds lent in using Kiva
  • 1.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Beatrice to expand her business and to meet her customers' demands by purchasing additional groceries.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 28, 2009
Jan 24, 2009
Currency Exchange Loss:
Dec 24, 2009