Gertrude uses her loans to buy more products for the shop like sugar, cooking oil, flour, etc., and as a result the profits and savings help to run her home. She is also a farmer on a small scale and this food enables her to save the money she would have used on buying food to pay school fees and clothe her children. She needs another loan for her shop, to expand it.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid