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Sarvaroy G. resides in the town of Yavan. She lives with her family quite far from the center of town, where she raises cattle, and sells dairy products. Sarvaroy has an excellent breed of cow that gives approximately ten liters of milk; however, in order to increase production volume, as well as profit, she would like a loan to purchase an additional milk cow. This will help her reduce the cost of milk, assisting people in purchasing this staple at a lower price. She will be able to repay the loan within 12 months.
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Гулова Сарварой жительница города Яван. Живет со своей семьей очень далеко от центра . Она занимается разведением крупно рогатого скота , а так же торговлей молока. Имеет хорошую породистую корову , коорая дает окола 10 литров молока. Но для того, чтбы увеличить объем получаемой продукции , а так же увеличить прибыль хочет получить кредит и купить еще одну дойную корову. Это поможет ей снизить цену на молоко и таким образом помочь населению покупать дешевле продукт первой необходимости. Погасить кредит сможет в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 163
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sarvaroy purchase of a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 27, 2009
Feb 2, 2009
Currency Exchange Loss:
Feb 15, 2010